0000927089-05-000015 Sample Contracts

FIRST PACTRUST BANCORP, INC. RESTRICTED STOCK AGREEMENT RS No.
Restricted Stock Agreement • January 31st, 2005 • First Pactrust Bancorp Inc • National commercial banks

Shares of Restricted Stock are hereby awarded on April 24, 2003, by First PacTrust Bancorp, Inc., a Maryland-chartered corporation (the "Corporation"), to (the "Grantee"), in accordance with the following terms and conditions:

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FIRST PACTRUST BANCORP, INC.
Non-Qualified Stock Option Agreement • January 31st, 2005 • First Pactrust Bancorp Inc • National commercial banks

This Option is granted on ___________________ (the "Grant Date"), by First PacTrust Bancorp, Inc., a Maryland-chartered corporation (the "Corporation"), to (the "Optionee"), in accordance with the following terms and conditions:

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