0000927089-05-000187 Sample Contracts

EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the "Agreement"), is entered into as of the ^ 16th day of March, 2005 by and between HERITAGEBANK OF THE SOUTH (the "Bank") and CAROL SLAPPEY ("Executive").

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EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the "Agreement"), is entered into as of the ^ 16th day of March, 2005 by and between HERITAGE FINANCIAL GROUP, INC. ("HFG") and O. LEONARD DORMINEY, JR. ("Executive").

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EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the "Agreement"), is entered into as of the ^ 16th day of March, 2005 by and between HERITAGEBANK OF THE SOUTH (the "Bank") and O. LEONARD DORMINEY, JR. ("Executive").

Sample 1Sample 2
EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the "Agreement"), is entered into as of the ^ 16th day of March, 2005 by and between HERITAGE FINANCIAL GROUP, INC. ("HFG") and TAMMY BURDETTE ("Executive").

Sample 1
Loan Broker/Correspondent Agreement
Loan Broker/Correspondent Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Indiana

This Agreement, made and entered into this 1st day of July, 2001, by and between Irwin Mortgage Corporation, an Indiana corporation ("Irwin") and HeritageBank of the South ("Broker/Correspondent").

Sample 1
LAW OFFICES Silver, Freedman & Taff, L.L.P. A LIMITED LIABILITY PARTNERSHIP INCLUDING PROFESSIONAL CORPORATIONS
Amendment to Application for Approval of a Minority Stock Issuance • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered

Applications Filing Room Office of Thrift Supervision 1700 G Street, NW Washington, DC Applications Filing Room Southeast Regional Office Office of Thrift Supervision 1475 Peachtree Street, N.E. Atlanta, Georgia 30309

Sample 1
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