0000928385-00-001276 Sample Contracts

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EXHIBIT (8)(j)(1) -----------------
PFL Endeavor Variable Annuity Account /New/ • April 27th, 2000

This Schedule shall be effective as of the date of the last signature below, and replaces and supersedes Schedule A to the Participation Agreement dated April 1, 1991 (as amended) among Variable Insurance Products Fund, Variable Insurance Products Fund II, Fidelity Distributors Corporation and PFL Life Insurance Company.

EXHIBIT (8)(k)(1) -----------------
PFL Endeavor Variable Annuity Account /New/ • April 27th, 2000

This Schedule shall be effective as of the date of the last signature below, and replaces and supersedes Schedule A to the Participation Agreement dated March 21, 1997 among Variable Insurance Products Fund III, Fidelity Distributors Corporation and PFL Life Insurance Company.

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