0000928385-00-001298 Sample Contracts

EXHIBIT (8)(a)(1) -----------------
Fund Participation Agreement • April 28th, 2000 • PFL Retirement Builder Variable Annuity Account
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EXHIBIT (4)(a) -------------- FORM OF CONTRACT
Annuity Agreement • April 28th, 2000 • PFL Retirement Builder Variable Annuity Account
Sample 1
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