0000929638-24-001919 Sample Contracts

ACCESSION AGREEMENT
Accession Agreement • May 28th, 2024 • Exeter Automobile Receivables Trust 2024-3 • Asset-backed securities

This is an Accession Agreement and is being entered into pursuant to the Agreement. Each undersigned Other Party hereby: (i) acknowledges and confirms that it has received a copy of the Agreement, (ii) agrees to be bound by the terms and conditions of the Agreement as if it were an original signatory thereto, (iii) acknowledges that it only has and will only have at any time rights to Remittances in respect of the Receivables that are owned by or pledged at such time to such Other Party pursuant to a Transaction Document under the related Transaction described in (A) below:

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CUSTODIAN AGREEMENT among EXETER FINANCE LLC, as Custodian, EXETER FINANCE LLC, as Servicer,
Custodian Agreement • May 28th, 2024 • Exeter Automobile Receivables Trust 2024-3 • Asset-backed securities • New York

THIS CUSTODIAN AGREEMENT, dated as of May 6, 2024, is made with respect to the issuance of Notes and Certificates by Exeter Automobile Receivables Trust 2024-3 (the “Issuer”), and is among EXETER FINANCE LLC, as custodian (in such capacity, the “Custodian”), EXETER FINANCE LLC, as servicer (in such capacity, the “Servicer”), and CITIBANK, N.A., a national banking association, as indenture trustee (in such capacity, the “Indenture Trustee”). Capitalized terms used herein which are not defined herein shall have the meanings set forth in the Sale and Servicing Agreement (as hereinafter defined).

AMENDED AND RESTATED TRUST AGREEMENT (Issuer) between EFCAR, LLC Seller and WILMINGTON TRUST COMPANY Owner Trustee Dated as of May 6, 2024
Trust Agreement • May 28th, 2024 • Exeter Automobile Receivables Trust 2024-3 • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT, dated as of May 6, 2024, between EFCAR, LLC, a Delaware limited liability company, as depositor (the “Seller”), and WILMINGTON TRUST COMPANY, a Delaware trust company, as Owner Trustee, amends and restates in its entirety that certain Trust Agreement dated as of January 4, 2024, between the Seller and the Owner Trustee.

CONTRIBUTION AGREEMENT between EXETER HOLDINGS TRUST 2024-3 Transferee and EXETER AUTOMOBILE RECEIVABLES TRUST 2024-3 Transferor Dated as of May 6, 2024
Contribution Agreement • May 28th, 2024 • Exeter Automobile Receivables Trust 2024-3 • Asset-backed securities • New York

THIS CONTRIBUTION AGREEMENT, dated as of May 6, 2024, is executed between Exeter Holdings Trust 2024-3, a Delaware statutory trust, as Transferee (“Transferee”) and Exeter Automobile Receivables Trust 2024-3, a Delaware statutory trust, as Transferor (“Transferor”).

AMENDED AND RESTATED TRUST AGREEMENT (Holding Trust) between EXETER AUTOMOBILE RECEIVABLES TRUST 2024-3 Seller and WILMINGTON TRUST COMPANY Owner Trustee Dated as of May 6, 2024
Trust Agreement • May 28th, 2024 • Exeter Automobile Receivables Trust 2024-3 • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT, dated as of May 6, 2024, between EXETER AUTOMOBILE RECEIVABLES TRUST 2024-3, a Delaware statutory trust, as depositor (the “Seller”), and WILMINGTON TRUST COMPANY, a Delaware trust company, as Owner Trustee, amends and restates in its entirety that certain Trust Agreement dated as of January 4, 2024 (the “Initial Trust Agreement”), between EFCAR, LLC, as depositor (the “Initial Depositor”) and the Owner Trustee.

CITIBANK, N.A., Indenture Trustee and Backup Servicer Dated as of May 6, 2024
Sale and Servicing Agreement • May 28th, 2024 • Exeter Automobile Receivables Trust 2024-3 • Asset-backed securities • New York

SALE AND SERVICING AGREEMENT dated as of May 6, 2024, among EXETER HOLDINGS TRUST 2024-3, a Delaware statutory trust (the “Holding Trust”), EFCAR, LLC, a Delaware limited liability company (the “Seller”), EXETER FINANCE LLC, a Delaware limited liability company (the “Servicer”), EXETER AUTOMOBILE RECEIVABLES TRUST 2024-3, a Delaware statutory trust (“Issuer”), and CITIBANK, N.A., a national banking association, in its capacity as Indenture Trustee and as Backup Servicer.

PURCHASE AGREEMENT between EFCAR, LLC Purchaser and EXETER FINANCE LLC Seller Dated as of May 6, 2024
Purchase Agreement • May 28th, 2024 • Exeter Automobile Receivables Trust 2024-3 • Asset-backed securities • New York

THIS PURCHASE AGREEMENT, dated as of May 6, 2024, executed between EFCAR, LLC, a Delaware limited liability company, as purchaser (“Purchaser”) and Exeter Finance LLC, a Delaware limited liability company, as Seller (“Seller”).

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