0000930413-07-005990 Sample Contracts

FIRST HORIZON ASSET SECURITIES INC. Depositor FIRST HORIZON HOME LOANS Master Servicer and THE BANK OF NEW YORK Trustee _____________________________________________________ POOLING AND SERVICING AGREEMENT Dated as of June 1, 2007 FIRST HORIZON...
Pooling and Servicing Agreement • July 13th, 2007 • First Horizon Asset Sec Mort Pass THR Certs Ser 2007-Fa4 • Asset-backed securities • Delaware

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

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FIRST HORIZON ASSET SECURITIES INC. MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007-FA4 TERMS AGREEMENT (to Underwriting Agreement, dated March 24, 2006 among the Company, First Horizon Home Loan Corporation and the Underwriter)
Terms Agreement • July 13th, 2007 • First Horizon Asset Sec Mort Pass THR Certs Ser 2007-Fa4 • Asset-backed securities

Banc of America Securities LLC (the “Underwriter”) agrees, subject to the terms and provisions herein and of the captioned Underwriting Agreement (the “Underwriting Agreement”), to purchase such Classes of Series 2007-FA4 Certificates specified in Section 2(a) hereof (the “Offered Certificates”). This letter supplements and modifies the Underwriting Agreement solely as it relates to the purchase and sale of the Offered Certificates described below. The Series 2007-FA4 Certificates are registered with the Securities and Exchange Commission by means of an effective Registration Statement (No. 333-143015). Capitalized terms used and not defined herein have the meanings given them in the Underwriting Agreement.

FIRST HORIZON ASSET SECURITIES INC. MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007-FA4 TERMS AGREEMENT (to Underwriting Agreement, dated February 24, 2006 among the Company, First Horizon Home Loan Corporation and the Underwriter)
Terms Agreement • July 13th, 2007 • First Horizon Asset Sec Mort Pass THR Certs Ser 2007-Fa4 • Asset-backed securities

Credit Suisse Securities (USA) LLC (the “Underwriter”) agrees, subject to the terms and provisions herein and of the captioned Underwriting Agreement (the “Underwriting Agreement”), to purchase such Classes of First Horizon Alternative Mortgage Securities Trust 2007-FA4, Mortgage Pass-Through Certificates, Series 2007-FA4 (the “Series 2007-FA4 Certificates”) specified in Section 2(a) hereof (the “Offered Certificates”) specified in Section 2(a) hereof (the “Offered Certificates”). This letter supplements and modifies the Underwriting Agreement solely as it relates to the purchase and sale of the Offered Certificates described below. The Series 2007-FA4 Certificates are registered with the Securities and Exchange Commission by means of an effective Registration Statement (No. 333-143015). Capitalized terms used and not defined herein have the meanings given them in the Underwriting Agreement.

MORTGAGE LOAN PURCHASE AGREEMENT
Mortgage Loan Purchase Agreement • July 13th, 2007 • First Horizon Asset Sec Mort Pass THR Certs Ser 2007-Fa4 • Asset-backed securities • Texas

THIS MORTGAGE LOAN PURCHASE AGREEMENT dated as of June 29, 2007 by and between FIRST HORIZON HOME LOANS, a division of First Tennessee Bank National Association, a national banking association (the “Seller”), and FIRST HORIZON ASSET SECURITIES INC., a Delaware corporation (the “Purchaser”).

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