0000930413-08-002646 Sample Contracts

College Retirement Equities Fund 730 Third Avenue, New York, New York 10017-3206 Telephone: 800-842-2733 Group Unit-Annuity Contract
College Retirement Equities Fund • April 29th, 2008

This Group Annuity Contract (the "Contract") is a contract between you ("the Policyholder") and COLLEGE RETIREMENT EQUITIES FUND ("CREF").

Sample 1
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