EXHIBIT 4.1 ASSUMPTION AGREEMENT FOR WACHOVIA This ASSUMPTION AGREEMENT (this "Agreement"), dated as of July 27, 2001, by and among THE FIRST NATIONAL BANK OF ATLANTA d/b/a WACHOVIA BANK CARD SERVICES, a national banking association (the "Bank"),...Assumption Agreement • August 15th, 2001 • First Usa Bank Na as Servic on Behalf Wach Cred Card Mas Tr • Asset-backed securities • Delaware
