0000936329-03-000157 Sample Contracts

EFFECTIVE JUNE 20, 2003
Subadvisory Agreement • July 17th, 2003 • Gartmore Variable Insurance Trust

SUBADVISORY AGREEMENT BETWEEN GARTMORE GLOBAL ASSET MANAGEMENT TRUST (FORMERLY VILLANOVA GLOBAL ASSET MANAGEMENT TRUST) GARTMORE VARIABLE INSURANCE TRUST (FORMERLY NATIONWIDE SEPARATE ACCOUNT TRUST) AND GARTMORE GLOBAL PARTNERS

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EFFECTIVE APRIL 28, 2003
Investment Advisory Agreement • July 17th, 2003 • Gartmore Variable Insurance Trust

Gartmore GVIT European Leaders Fund. . . . 1.00% of the Fund's average Not Seeded (formerly Gartmore NSAT European . . . . daily net assets Growth Fund)

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