0000936329-03-000157 Sample Contracts

EFFECTIVE APRIL 28, 2003
Gartmore Variable Insurance Trust • July 17th, 2003

Gartmore GVIT European Leaders Fund. . . . 1.00% of the Fund's average Not Seeded (formerly Gartmore NSAT European . . . . daily net assets Growth Fund)

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EFFECTIVE JUNE 20, 2003
Gartmore Variable Insurance Trust • July 17th, 2003

SUBADVISORY AGREEMENT BETWEEN GARTMORE GLOBAL ASSET MANAGEMENT TRUST (FORMERLY VILLANOVA GLOBAL ASSET MANAGEMENT TRUST) GARTMORE VARIABLE INSURANCE TRUST (FORMERLY NATIONWIDE SEPARATE ACCOUNT TRUST) AND GARTMORE GLOBAL PARTNERS

Sample 1
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