Exhibit 10.28 BUSINESS LOAN AGREEMENT This Agreement, dated as of February 28, 2003, is between Bank of America, N.A. (the "Bank") and Charlotte Russe, Inc., a California corporation (the "Borrower"). 1. FACILITY NO. 1: LINE OF CREDIT AMOUNT AND TERMS...Business Loan Agreement • April 21st, 2003 • Charlotte Russe Holding Inc • Retail-women's clothing stores • California
