EXHIBIT 4.1 MBNA AMERICA BANK, NATIONAL ASSOCIATION Seller and Servicer and THE BANK OF NEW YORK Trustee on behalf of the Series 1999-L Certificateholders -- SERIES 1999-L SUPPLEMENT Dated as of November 5, 1999 to POOLING AND SERVICING AGREEMENT...Pooling and Servicing Agreement • December 14th, 1999 • Mbna America Bk Nat Assoc Mbna Master Credit Card Trust Ii • Asset-backed securities • New York
