0000939057-10-000378 Sample Contracts

INCENTIVE STOCK OPTION AGREEMENT
Incentive Stock Option Agreement • December 2nd, 2010 • Provident Financial Holdings Inc • Savings institution, federally chartered

This Option is granted on _______________, (the "Grant Date"), by Provident Financial Holdings, Inc. (the "Company"), to _______________ (the "Optionee"), in accordance with the following terms and conditions:

Sample 1Sample 2
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PROVIDENT FINANCIAL HOLDINGS, INC. NON-QUALIFIED STOCK OPTION AGREEMENT
Non-Qualified Stock Option Agreement • December 2nd, 2010 • Provident Financial Holdings Inc • Savings institution, federally chartered

This Option is granted on __________, ____ (the "Grant Date"), by Provident Financial Holdings, Inc. (the "Company"), to ____________ (the "Optionee"), in accordance with the following terms and conditions:

Sample 1Sample 2
Contract
Restricted Stock Agreement • December 2nd, 2010 • Provident Financial Holdings Inc • Savings institution, federally chartered
Sample 1Sample 2
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