0000939057-18-000521 Sample Contracts

Form of Restricted Stock Unit Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan
Restricted Stock Unit Award Agreement • October 31st, 2018 • Riverview Bancorp Inc • Savings institution, federally chartered

This Award of restricted stock units ("RSUs") is granted by Riverview Bancorp, Inc. ("Company") to [Name] ("Grantee") in accordance with the terms of this Restricted Stock Unit Award Agreement ("Agreement") and subject to the provisions of the Riverview Bancorp, Inc. 2017 Equity Incentive Plan, as amended from time to time ("Plan"). The Plan is incorporated herein by reference. Capitalized terms included herein that are not defined in this Agreement shall have the meaning ascribed to them in the Plan.

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Form of Incentive Stock Option Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan
Incentive Stock Option Award Agreement • October 31st, 2018 • Riverview Bancorp Inc • Savings institution, federally chartered

This Incentive Stock Option Award ("ISO") is granted by Riverview Bancorp, Inc. ("Company") to [Name] ("Option Holder") in accordance with the terms of this Incentive Stock Option Award Agreement ("Agreement") and subject to the provisions of the Riverview Bancorp, Inc. 2017 Equity Incentive Plan, as amended from time to time ("Plan"). The Plan is incorporated herein by reference. Capitalized terms included herein that are not defined in this Agreement shall have the meaning ascribed to them in the Plan.

Form of Restricted Stock Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan
Restricted Stock Award Agreement • October 31st, 2018 • Riverview Bancorp Inc • Savings institution, federally chartered

This Restricted Stock Award ("Restricted Stock Award") is granted by Riverview Bancorp, Inc. ("Company") to [Name] ("Grantee") in accordance with the terms of this Restricted Stock Award Agreement ("Agreement") and subject to the provisions of the Riverview Bancorp, Inc. 2017 Equity Incentive Plan, as amended from time to time ("Plan"). The Plan is incorporated herein by reference. Capitalized terms included herein that are not defined in this Agreement shall have the meaning ascribed to them in the Plan.

Form of Non-Qualified Stock Option Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan
Qualified Stock Option Award Agreement • October 31st, 2018 • Riverview Bancorp Inc • Savings institution, federally chartered

This Non-Qualified Stock Option Award ("NQSO") is granted by Riverview Bancorp, Inc. ("Company") to [Name] ("Option Holder") in accordance with the terms of this Non-Qualified Stock Option Award Agreement ("Agreement") and subject to the provisions of the Riverview Bancorp, Inc. 2017 Equity Incentive Plan, as amended from time to time ("Plan"). The Plan is incorporated herein by reference. Capitalized terms included herein that are not defined in this Agreement shall have the meaning ascribed to them in the Plan.

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