0000942323-02-000037 Sample Contracts

PARTICIPATION AGREEMENT Among Portfolio Partners, Inc., Aetna Life Insurance and Annuity Company, Aetna Investment Services, LLC and Reliastar Life Insurance Company
Participation Agreement • October 24th, 2002 • Separate Account N of Reliastar Life • Maryland

THIS AGREEMENT, dated as of the 6th day of December, 2001, by and among Portfolio Partners, Inc. (the "Fund"), a management investment company organized under the laws of the State of Maryland, Aetna Life Insurance and Annuity Company, a life insurance company organized under the laws of the State of Connecticut, referred to herein as the "Adviser" in its capacity as investment adviser to the Fund, Reliastar Life Insurance Company, a life insurance company organized under the laws of the State of Minnesota, referred to herein as the "Company" in its capacity as the issuer of variable annuity and/or variable life insurance contracts, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account") and Aetna Investment Services, LLC (the "Distributor"), a limited liability company organized under the laws of the State of Delaware.

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SERVICE AGREEMENT WITH INVESTMENT ADVISER
Service Agreement • October 24th, 2002 • Separate Account N of Reliastar Life

THIS AGREEMENT, effective as of December 6, 2001 between ING Life Insurance and Annuity Company (the "Adviser"), a Connecticut corporation, and Reliastar Life Insurance Company (the "Company"), a Minnesota corporation, for the provision of described administrative services by the Company in connection with the sale of shares of ING Partners, Inc. (the "Fund") as described in the Participation Agreement dated as of December 6, 2001 and amended as of March 26, 2002, and as may be amended in the future, between the Company, the Fund and the Adviser (the "Participation Agreement").

Amendment to Participation Agreement Among ING Partners, Inc., ING Life Insurance and Annuity Company, ING Financial Advisers, LLC and Reliastar Life Insurance Company
Participation Agreement • October 24th, 2002 • Separate Account N of Reliastar Life

This Amendment is dated as of the first day of October, 2002 by and between ING Partners, Inc. (the "Fund"), ING Life Insurance and Annuity (the "Adviser"), ING Financial Advisers, LLC (the "Distributor") and Reliastar Life Insurance Company (the "Company") (collectively, the "Parties").

Amendment to Participation Agreement Among Portfolio Partners, Inc., Aetna Life Insurance and Annuity Company, Aetna Investment Services, LLC and Reliastar Life Insurance Company
Participation Agreement • October 24th, 2002 • Separate Account N of Reliastar Life

This Amendment is dated as of the 26th day of March, 2002 by and between Portfolio Partners, Inc. (to be renamed ING Partners, Inc. effective May 1, 2002) (the "Fund"), Aetna Life Insurance and Annuity Company (to be renamed ING Life Insurance and Annuity Company effective May 1, 2002) (the "Adviser"), Aetna Investment Services, LLC (to be renamed ING Financial Advisers, LLC, effective May 1, 2002) (the "Distributor") and Reliastar Life Insurance Company (the "Company") (collectively, the "Parties").

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