0000942323-04-000002 Sample Contracts

DISTRIBUTION AND ADMINISTRATIVE SERVICES AGREEMENT
Distribution and Administrative Services Agreement • February 20th, 2004 • Separate Account N of Reliastar Life • Minnesota

AGREEMENT made this 1st day of January, 2004, by and between Reliastar Life Insurance Company, a Minnesota corporation, ("Reliastar") on its own behalf and on behalf of its Separate Account N ("Variable Account") and ING Financial Advisers, LLC, a Delaware limited liability company ("ING FA") which is a member of the National Association of Securities Dealers, Inc. ("NASD") and is registered as a broker-dealer with the Securities and Exchange Commission pursuant to the Securities Exchange Act of 1934 (the "1934 Act").

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PARTICIPATION AGREEMENT Among THE GCG TRUST and RELIASTAR LIFE INSURANCE COMPANY and DIRECTED SERVICES, INC.
Participation Agreement • February 20th, 2004 • Separate Account N of Reliastar Life • Massachusetts

THIS AGREEMENT, made and entered into as of this 30th day of April, 2003, among Reliastar life insurance company (the "Company"), a life insurance company organized under the laws of Minnesota, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A attached hereto, as such Schedule may be amended from time to time (each such account hereinafter referred to as the "Account"), THE GCG TRUST (to be renamed ING INVESTORS TRUST effective May 1, 2003) (Trust) an open ended management investment company and business trust organized under the laws of the Commonwealth of Massachusetts, and DIRECTED SERVICES, INC. (the "Distributor"), a corporation organized under the laws of the State of New York.

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