SUPPLEMENTAL RETIREMENT AGREEMENT THIS SUPPLEMENTAL RETIREMENT AGREEMENT is made as of January 1, 2008 by and between ATLANTIC COAST BANK (the "Bank"), its successors and assigns and THOMAS B. WAGERS, SR. (the "Executive"). 1. Definitions. In this...Supplemental Retirement Agreement • August 5th, 2008 • Atlantic Coast Financial CORP • Savings institution, federally chartered • Georgia
