0000944209-00-001409 Sample Contracts

EXHIBIT 1 Providian Financial Corporation 3.25% Convertible Senior Notes due 2005 Underwriting Agreement ----------------------
Underwriting Agreement • August 23rd, 2000 • Providian Financial Corp • Short-term business credit institutions
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First Supplemental Indenture • August 23rd, 2000 • Providian Financial Corp • Short-term business credit institutions • New York
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