EXHIBIT 10.5 Agreement and Plan of Merger dated May 28, 1997, by and between the registrant and the Sabina Bank AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER (this "Agreement"), dated as of May 28, 1997, among PREMIER FINANCIAL BANCORP,...Merger Agreement • June 4th, 1997 • Pfbi Capital Trust • State commercial banks • Ohio
EXHIBIT 1.1 Form of Underwriting Agreement PFBI CAPITAL TRUST PREMIER FINANCIAL BANCORP, INC. % Preferred Securities (Liquidation Amount $25 per Preferred Security) UNDERWRITING AGREEMENT ----------------------Underwriting Agreement • June 4th, 1997 • Pfbi Capital Trust • State commercial banks • New York
