STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE LITTLE FALLS BANCORP, INC. 1996 STOCK OPTION PLAN ----------------------Stock Option Agreement • November 10th, 1997 • Little Falls Bancorp Inc • Savings institution, federally chartered
STOCK OPTION AGREEMENT FOR INCENTIVE STOCK OPTIONS UNDER SECTION 422 OF THE INTERNAL REVENUE CODE PURSUANT TO THE LITTLE FALLS BANCORP, INC. 1996 STOCK OPTION PLAN ----------------------Incentive Stock • November 10th, 1997 • Little Falls Bancorp Inc • Savings institution, federally chartered
