EXHIBIT 99.2 REORGANIZATION AND MERGER AGREEMENT DATED APRIL 23, 1998 REORGANIZATION AND MERGER AGREEMENT By and AmongReorganization and Merger Agreement • April 29th, 1998 • Afsala Bancorp Inc • Savings institution, federally chartered • Delaware
EXHIBIT 99.3 STOCK OPTION AGREEMENT DATED APRIL 24, 1998 STOCK OPTION AGREEMENT STOCK OPTION AGREEMENT, dated as of April 24, 1998, between Ambanc Holding Co., Inc., a Delaware corporation ("Grantee"), and AFSALA Bancorp, Inc., a Delaware corporation...Stock Option Agreement • April 29th, 1998 • Afsala Bancorp Inc • Savings institution, federally chartered • New York
