EXHIBIT 10.1 EMPLOYMENT AGREEMENT AS AMENDED THIS AGREEMENT entered into this 17 th day of September, 1997 ("Effective Date"), by and between Southwest Virginia Savings Bank, FSB (the "Bank") and B. L. Rakes (the "Employee"). WHEREAS, the Employee and...Employment Agreement • September 25th, 1998 • Swva Bancshares Inc • Savings institution, federally chartered • Virginia
