0000949091-99-000003 Sample Contracts

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MANHEIM AUTOMOTIVE FINANCIAL SERVICES, INC. 1400 LAKE HEARN DRIVE ATLANTA, GEORGIA 30319 NOVEMBER 5, 1998
Subordination Agreement • April 15th, 1999 • Smart Choice Automotive Group Inc • Retail-auto dealers & gasoline stations
SCHEDULE TO SECOND AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • April 15th, 1999 • Smart Choice Automotive Group Inc • Retail-auto dealers & gasoline stations
GUARANTY (CONTINUING/UNLIMITED)
Guaranty • April 15th, 1999 • Smart Choice Automotive Group Inc • Retail-auto dealers & gasoline stations • Arizona
HOLDER: COMPANY: STEPHENS HOLDING COMPANY SMART CHOICE AUTOMOTIVE GROUP, INC. BY: ________________________ BY: ___________________________ NAME: ________________________ NAME: ___________________________ TITLE: ________________________ TITLE:...
Modification Agreement • April 15th, 1999 • Smart Choice Automotive Group Inc • Retail-auto dealers & gasoline stations

This Modification Agreement (the "Agreement") is made and entered into as of the ___ day of April, 1999 by and among Stephens Holding Company ("Holder"), Stephens Inc. ("Stephens"), Eckler Industries, Inc. ("Maker") and Smart Choice Automotive Group, Inc. (the "Company"). This Agreement relates to (i) that certain promissory note dated as of October 3, 1997 from Eckler Industries, Inc. to the order of Stephens in the face principal amount of $1,500,000 ("Note 1"), which has subsequently been assigned to Holder; (ii) that certain promissory note dated as of January 23, 1998 from Eckler Industries, Inc. to the order of Stephens in the face principal amount of $3,000,000 ("Note 2"), which has subsequently been assigned to Holder; (iii) that certain promissory note dated as of May 11, 1998 from Eckler Industries, Inc. to the order of Stephens in the face principal amount of $4,000,000 ("Note 3"), which has subsequently been assigned to Holder (Note 1, Note 2 and Note 3 are herein collectiv

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