EXHIBIT 10.1 SETTLEMENT AGREEMENT DATED DECEMBER 31, 2006 MUTUAL RELEASE AND SETTLEMENT AGREEMENT THIS MUTUAL RELEASE AND SETTLEMENT AGREEMENT ("Agreement") is made and entered into effective as of the day of December 2006 (the "Effective Date"), by...Settlement Agreement • January 8th, 2007 • River Capital Group, Inc. • Fire, marine & casualty insurance • New York
