ALL VALUES AND BENEFITS BASED ON THE INVESTMENT EXPERIENCE OF THE SUBACCOUNTS OF THE SEPARATE ACCOUNT MAY INCREASE OR DECREASE AND ARE VARIABLE AND NOT GUARANTEED AS TO DOLLAR AMOUNT. SEE PART 7 FOR A DESCRIPTION OF HOW THE CONTRACT VALUES ARE...Annuity Contract • February 15th, 2002 • PHL Variable Accumulation Account
EXHIBIT 3(b) FORM OF AGREEMENT BETWEEN PHOENIX EQUITY PLANNING CORPORATION AND REGISTERED BROKER/DEALERS WITH RESPECT TO THE SALES OF CONTRACTSBroker-Dealer Variable Contract Supervisory and Service Agreement • February 15th, 2002 • PHL Variable Accumulation Account • Connecticut
EXHIBIT 10 (c)Actuarial Memorandum • February 15th, 2002 • PHL Variable Accumulation Account
