0000949377-02-000071 Sample Contracts

EXHIBIT 4 FORM OF CONTRACT
Annuity Contract • February 15th, 2002 • Phoenix Life Variable Accumulation Account
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WITNESSETH:
Master Service and Distribution Compliance Agreement • February 15th, 2002 • Phoenix Life Variable Accumulation Account • New York
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Exhibit 10(c) ACTUARIAL MEMORANDUM
Actuarial Memorandum • February 15th, 2002 • Phoenix Life Variable Accumulation Account
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