Participation Agreement Among Universal Institutional Funds, Inc., Morgan Stanley Distribution, Inc. Morgan Stanley Investment Management Inc. and Phoenix Life Insurance CompanyParticipation Agreement • December 19th, 2006 • Phoenix Life Variable Accumulation Account • New York
Exhibit 24(b)(8)(1)(d) Amendment No. 3 to Participation Agreement Among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc., Phoenix Life Insurance Company and PHL Variable Insurance CompanyParticipation Agreement • December 19th, 2006 • Phoenix Life Variable Accumulation Account
