0000950109-00-001831 Sample Contracts

EXHIBIT 8.D PARTICIPATION AGREEMENT -----------------------

Participation Agreement • May 4th, 2000 • Hancock John Variable Annuity Account Jf • Massachusetts

• Contract Type
  Participation Agreement
• Filed
  May 4th, 2000
• Company
  Hancock John Variable Annuity Account Jf
• Jurisdiction
  Massachusetts

BY AND AMONG

Participation Agreement • May 4th, 2000 • Hancock John Variable Annuity Account Jf • Maryland

• Contract Type
  Participation Agreement
• Filed
  May 4th, 2000
• Company
  Hancock John Variable Annuity Account Jf
• Jurisdiction
  Maryland

AGREEMENT ---------

Redacted Participation Agreement • May 4th, 2000 • Hancock John Variable Annuity Account Jf • Massachusetts

• Contract Type
  Redacted Participation Agreement
• Filed
  May 4th, 2000
• Company
  Hancock John Variable Annuity Account Jf
• Jurisdiction
  Massachusetts