Exhibit 4 [LETTERHEAD OF JOHN HANCOCK APPEARS HERE] OWNER JOHN HANCOCK ANNUITANT JOHN HANCOCK ANNUITY NUMBER VA 000 000 INDIVIDUAL ANNUITY WITH FIXED AND VARIABLE OPTIONS The John Hancock Mutual Life Insurance Company agrees to provide the benefits,...Individual Annuity Contract • December 19th, 1997 • Hancock John Variable Annuity Account V
