1. Specifications 2. Definitions 3. Owner, Beneficiary 4. The Contract 5. Payment of Premiums 6. Investment and Account Transfer Options 7. Accumulations in Variable and Fixed Accounts 8. Accumulation Shares and Annuity Unit Valuation 9. Death BenefitVariable Life Insurance Contract • December 19th, 1997 • Hancock John Variable Annuity Account I
