ISSUE AGE --------------------------------------------------------------------- ------------------------------------------------- ANNIVER- SARY 29 30 31 32 33 34 35 36 37 38 39 40 41 42 ----------------------------------------------------...Prudential Variable Appreciable Account • April 28th, 1997
WITNESSETH:Distribution Agreement • April 28th, 1997 • Prudential Variable Appreciable Account • Arizona
Insured Rider for Policy No. REDUCED PAID-UP INSURANCE This contract is no longer in force on a premium paying basis. It is being kept in force as reduced paid-up insurance on the Insured's life, as we state under Contract Value Options in the...Prudential Variable Appreciable Account • April 28th, 1997
This contract is no longer in force on a premium paying basis. It is being kept in force as reduced paid-up insurance on the Insured's life, as we state under Contract Value Options in the contract.
ENDORSEMENTS (Only we can endorse this contract.) This endorsement is attached to and made a part of this contract on the contract date: In this contract, we use the phrase the insured spouse. When we do, we mean the Insured's spouse who is named for...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(d) RIDER FOR LEVEL TERM INSURANCE BENEFIT ON LIFE OF INSURED This Benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages. BENEFIT We will pay an amount under this...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(v) ENDORSEMENTSPrudential Variable Appreciable Account • April 28th, 1997
Unless we endorse this contract to say otherwise, while the Insured is living and less than 21 years of age the owner of the contract is the applicant for it. But if the applicant is not living the owner, except as we state below, is the beneficiary(ies) who at the time would be entitled to any proceeds arising from the Insured's death. If there is no such beneficiary at the time, the owner is the Insured. A beneficiary named by the Insured will not replace the Insured as owner.
EXHIBIT 1.A.(13)(j) RIDER FOR LEVEL TERM INSURANCE BENEFIT ON DEPENDENT CHILDREN This benefit is a part of this contract only if it Is included in the list of supplementary benefits on the contract data pages. BENEFIT We will pay an amount under this...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(k) RIDER FOR LEVEL TERM INSURANCE BENEFIT ON DEPENDENT CHILDREN This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages. BENEFIT We will pay an amount under this...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(ll) RIDER FOR SCHEDULED TERM INSURANCE BENEFIT ON LIFE OF INSURED This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages. BENEFIT If we receive due proof that...Prudential Variable Appreciable Account • April 28th, 1997
ENDORSEMENTS (Only we can endorse this contract.) BASIS OF COMPUTATION MORTALITY TABLES DESCRIBED Except as we state in the next paragraph, (1) we base all net premiums and net values to which we refer in this contract on the Insured's issue age and...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(f) RIDER FOR INTERIM TERM INSURANCE BENEFIT This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages. BENEFIT We will pay the beneficiary an amount under this...Prudential Variable Appreciable Account • April 28th, 1997
ENDORSEMENTS (Only we can endorse this contract.) Any reference, in any provision of this contract, to the sex of any person will be ignored except for the purpose of identification. For any settlement payable for the lifetime of one or more payees,...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(m) [PRUDENTIAL LOGO] Insured Rider for Policy No. This contract was reinstated on the date of this rider. But we did not have the facts we needed to satisfy us that the child, ___________________________, whose date of birth is...Prudential Variable Appreciable Account • April 28th, 1997
BASIS OF COMPUTATION MORTALITY TABLES DESCRIBED Except as we state in the next paragraph, (1) we base all net premiums and net values to which we refer in this contract on the Insured's issue age and sex and on the length of time since the contract...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(jj) RIDER FOR A LEVEL PREMIUM OPTION This is a modified premium contract. On the contract change date (see Contract Change Date) the basic premium may increase to an amount no greater than that shown in the Schedule of Premiums in the...Prudential Variable Appreciable Account • April 28th, 1997
ENDORSEMENTS (Only we can endorse this contract.) Any reference, in any provision of this contract, to the sex of any person will be ignored except for the purpose of identification. For any settlement payable for the lifetime of one or more payees,...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(o) [PRUDENTIAL LOGO] Insured Rider for Policy No. TERMINATION OF BENEFIT We agree that the benefit _________________________, will end as of _______________________. Then all references in this contract to that benefit will no longer...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(c) RIDER FOR INSURED'S ACCIDENTAL DEATH BENEFIT This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages. BENEFIT We will pay the amount of this benefit that we...Prudential Variable Appreciable Account • April 28th, 1997
EXHIBIT 1.A.(13)(g) RIDER FOR OPTION TO PURCHASE ADDITIONAL INSURANCE ON LIFE OF INSURED This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages. BENEFIT You have the right under...Prudential Variable Appreciable Account • April 28th, 1997
