0000950110-97-000715 Sample Contracts

WITNESSETH:
Distribution Agreement • April 28th, 1997 • Prudential Variable Appreciable Account • Arizona
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Insured Rider for Policy No. REDUCED PAID-UP INSURANCE This contract is no longer in force on a premium paying basis. It is being kept in force as reduced paid-up insurance on the Insured's life, as we state under Contract Value Options in the...
Reduced Paid-Up Insurance Agreement • April 28th, 1997 • Prudential Variable Appreciable Account

This contract is no longer in force on a premium paying basis. It is being kept in force as reduced paid-up insurance on the Insured's life, as we state under Contract Value Options in the contract.

EXHIBIT 1.A.(13)(v) ENDORSEMENTS
Insurance Contract • April 28th, 1997 • Prudential Variable Appreciable Account

Unless we endorse this contract to say otherwise, while the Insured is living and less than 21 years of age the owner of the contract is the applicant for it. But if the applicant is not living the owner, except as we state below, is the beneficiary(ies) who at the time would be entitled to any proceeds arising from the Insured's death. If there is no such beneficiary at the time, the owner is the Insured. A beneficiary named by the Insured will not replace the Insured as owner.

Insured Rider for Policy No.
Variable Reduced Paid-Up Insurance • April 28th, 1997 • Prudential Variable Appreciable Account

This contract is no longer in force on a premium paying basis. It is being kept in force as variable reduced paid-up insurance on the Insured's life, as we state under Contract Value Options in the contract.

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