WITNESSETHStock Option Agreement • July 22nd, 1998 • Cortland First Financial Corp • National commercial banks • New York
July 10, 1998 Cortland First Financial Corporation 65 Main Street Cortland, New York 13045 Ladies and Gentlemen: The undersigned is a director of Oneida Valley Bancshares, Inc. ("OVB") and a director of its subsidiary bank, and is the beneficial...Merger Agreement • July 22nd, 1998 • Cortland First Financial Corp • National commercial banks
OFReorganization Agreement • July 22nd, 1998 • Cortland First Financial Corp • National commercial banks • New York
