0000950116-04-003771 Sample Contracts

STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-18 TERMS AGREEMENT
Terms Agreement • December 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust • Asset-backed securities

To: Structured Asset Securities Corporation, as Depositor under the Trust Agreement dated as of November 1, 2004 (the "Trust Agreement").

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RECITALS
Servicing Agreement • December 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust • Asset-backed securities • New York
and
Seller's Warranties and Servicing Agreement • December 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust • Asset-backed securities • New York
between
Mortgage Loan Sale and Servicing Agreement • December 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust • Asset-backed securities • New York
and
Flow Seller's Warranties and Servicing Agreement • December 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust • Asset-backed securities • New York
FLOW INTERIM SERVICING AGREEMENT
Interim Servicing Agreement • December 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust • Asset-backed securities • New York
Lehman Brothers Bank, FSB Purchaser and GREENPOINT MORTGAGE FUNDING INC. Seller
Flow Mortgage Loan Purchase, Warranties and Servicing Agreement • December 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust • Asset-backed securities • New York
between LEHMAN BROTHERS BANK, F.S.B, Purchaser and FIRST NATIONAL BANK OF NEVADA Seller
Master Interim Servicing Agreement • December 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust • Asset-backed securities • New York
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