0000950123-03-005831 Sample Contracts

Mr. Jerome T. Fadden 253 Oenoke Ridge New Canaan, CT 06840 Re: Separation and Consulting Agreement Dear Jerry:
Separation and Consulting Agreement • May 14th, 2003 • Platinum Underwriters Holdings LTD • Life insurance • New York

This letter represents the agreement (the “Agreement”) between Platinum Underwriters Holdings, Ltd. (“Platinum”) and you, effective as of the date hereof, with respect to your resignation from your current positions with Platinum and your agreement to continue to serve Platinum as a consultant on a temporary basis. This Agreement supersedes the employment agreement between you and The St. Paul Companies, Inc. dated March 3, 2002, which was assigned to and assumed by Platinum effective November 1, 2002 (the “Employment Agreement”), except to the extent specifically incorporated herein by reference.

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NONQUALIFIED SHARE OPTION AGREEMENT Platinum Underwriters Holdings, Ltd. 2002 Share Incentive Plan
Nonqualified Share Option Agreement • May 14th, 2003 • Platinum Underwriters Holdings LTD • Life insurance • New York

Option Agreement (the “Agreement”), between Platinum Underwriters Holdings, Ltd., a Bermuda company (the “Company”), and Jerome T. Fadden (the “Optionee”), made pursuant to the terms of Platinum Underwriters Holdings, Ltd. 2002 Share Incentive Plan (the “Plan”). The Optionee hereby acknowledges receipt of a copy of the prospectus relating to the Plan. The Option is not intended to qualify as an “incentive stock option” under the Internal Revenue Code.

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