TERMS AGREEMENTTerms Agreement • March 16th, 2005 • Citigroup Inc • National commercial banks
We understand that Citigroup Inc., a Delaware corporation (the "Company"), proposes to issue and sell $750,000,000 aggregate principal amount of its debt securities (the "Securities"). Subject to the terms and conditions set forth herein or incorporated by reference herein, we, Citigroup Global Markets Inc., Goldman, Sachs & Co., Lehman Brothers Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated, UBS Securities LLC, Bear, Stearns & Co. Inc., Barclays Capital Inc., ING Belgium NV, Jackson Securities, LLC, RBC Capital Markets Corporation and SunTrust Capital Markets, Inc., as underwriters (the "Underwriters"), offer to purchase, severally and not jointly, the principal amount of the Securities set forth opposite our respective names on the list attached as Annex A hereto at 99.643% of the principal amount thereof, plus accrued interest, if any, from the date of issuance. The Closing Date shall be March 16, 2005, at 8:30 A.M. The closing shall take place at the Corporate Law offices
CITIGROUP INC. FLOATING RATE NOTES DUE MARCH 16, 2012 REGISTERED REGISTEREDCitigroup Inc • March 16th, 2005 • National commercial banks
