Exhibit 10.16 AMENDMENT TO LOAN AGREEMENT This Amendment dated as of the 14th day of December, 2005, by and between TWIN BRIDGES (BERMUDA) LTD., a Bermuda Company whose registered office is at Cannon's Court, 22 Victoria Street, Hamilton HM 12,...Loan Agreement • December 16th, 2005 • CRM Holdings, Ltd. • Services-management services
