0000950123-06-003263 Sample Contracts

Amended and Restated Employment Agreement between Hudson City Savings Bank and Denis J. Salamone Made and Entered into as of June 7, 2005
Employment Agreement • March 16th, 2006 • Hudson City Bancorp Inc • Savings institutions, not federally chartered • New Jersey

This Amended And Restated Employment Agreement (the “Agreement”) is made and entered into as of June 7, 2005 between Hudson City Savings Bank, a savings bank organized and operating under the federal laws of the United States and having an office at West 80 Century Road, Paramus, New Jersey 07652-1473 (the “Bank”) and Denis J. Salamone, an individual residing at 440 Hillcrest Road, Ridgewood, New Jersey 07450 (the “Executive”).

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Amended and Restated Employment Agreement between Hudson City Bancorp, Inc. and Ronald E. Hermance Jr. Made and Entered into as of June 7, 2005
Employment Agreement • March 16th, 2006 • Hudson City Bancorp Inc • Savings institutions, not federally chartered • New Jersey

This Amended And Restated Employment Agreement (the “Agreement”) is made and entered into as of June 7, 2005 between Hudson City Bancorp, Inc., a business corporation organized and operating under the laws of the State of Delaware and having an office at West 80 Century Road, Paramus, New Jersey 07562-1473 (the “Company”) and Ronald E. Hermance Jr., an individual residing at 4634 Carlton Dunes 2, Fernandina Beach, Florida 32034 (the “Executive”).

Amended and Restated Employment Agreement between Hudson City Bancorp, Inc. and John M. Tassillo Made and Entered into as of June 7, 2005
Employment Agreement • March 16th, 2006 • Hudson City Bancorp Inc • Savings institutions, not federally chartered • New Jersey

This Amended And Restated Employment Agreement (the “Agreement”) is made and entered into as of June 7, 2005 between Hudson City Bancorp, Inc., a business corporation organized and operating under the laws of the State of Delaware and having an office at West 80 Century Road, Paramus, New Jersey 07562-1473 (the “Company”) and John M. Tassillo, an individual residing at 151 Prospect Ave. Apt 6e1 Hackensack, New Jersey 07601 (the “Executive”).

PLEDGE AGREEMENT by and between EMPLOYEE STOCK OWNERSHIP PLAN TRUST of HUDSON CITY SAVINGS BANK and HUDSON CITY BANCORP, INC. Made and Entered Into as of June 21, 2005
Pledge Agreement • March 16th, 2006 • Hudson City Bancorp Inc • Savings institutions, not federally chartered • New Jersey

This PLEDGE AGREEMENT (“Pledge Agreement”) is made as of the 21st day of June, 2005, by and between the EMPLOYEE STOCK OWNERSHIP PLAN TRUST OF HUDSON CITY SAVINGS BANK, acting by and through its Trustee, GreatBanc Trust Company, a trust corporation organized under the laws of the State of Illinois and having an office at 45 Rockefeller Plaza, Suite 2055, New York, New York 10111-2000 (“Pledgor”), and Hudson City Bancorp, Inc., a corporation organized and existing under the laws of the State of Delaware, having an office at West 80 Century Road, Paramus, New Jersey 07652-1473 (“Pledgee”).

AMENDED AND RESTATED PLEDGE AGREEMENT by and between EMPLOYEE STOCK OWNERSHIP PLAN TRUST of HUDSON CITY SAVINGS BANK and HUDSON CITY BANCORP, INC. Made and Entered Into as of June 21, 2005
Pledge Agreement • March 16th, 2006 • Hudson City Bancorp Inc • Savings institutions, not federally chartered • New Jersey

This AMENDED AND RESTATED PLEDGE AGREEMENT (“Amended and Restated Pledge Agreement”) is made as of the 21st day of June, 2005, by and between the EMPLOYEE STOCK OWNERSHIP PLAN TRUST OF HUDSON CITY SAVINGS BANK, acting by and through its Trustee, GreatBanc Trust Company, a trust corporation organized under the laws of the State of Illinois and having an office at 45 Rockefeller Plaza, Suite 2055, New York, New York 10111-2000 (“Pledgor”), and Hudson City Bancorp, Inc., a corporation organized and existing under the laws of the State of Delaware, having an office at West 80 Century Road, Paramus, New Jersey 07652-1473 (“Pledgee”).

Loan Agreement by and between Employee Stock Ownership Plan Trust of Hudson City Savings Bank and Hudson City Bancorp, Inc. Made and Entered Into as of June 21, 2005
Loan Agreement • March 16th, 2006 • Hudson City Bancorp Inc • Savings institutions, not federally chartered • New Jersey

This Loan Agreement (“Loan Agreement”) is made and entered into as of the 21st day of June, 2005, by and between the Employee Stock Ownership Plan Trust of Hudson City Savings Bank (“Borrower”), a trust forming part of the Employee Stock Ownership Plan of Hudson City Savings Bank (“ESOP”), acting through and by its Trustee, GreatBanc Trust Company (“Trustee”), a trust corporation organized under the laws of the state of Illinois and having an office at 45 Rockefeller Plaza, Suite 2055, New York, New York, 10111-2000; and Hudson City Bancorp, Inc. (“Lender”), a corporation organized and existing under the laws of the state of Delaware, having an office at West 80 Century Road, Paramus, New Jersey 07652-1473.

Amended and Restated Loan Agreement by and between Employee Stock Ownership Plan Trust of Hudson City Savings Bank and Hudson City Bancorp, Inc. Made and Entered Into as of June 21, 2005
Loan Agreement • March 16th, 2006 • Hudson City Bancorp Inc • Savings institutions, not federally chartered • New Jersey

This Amended and Restated Loan Agreement (“Amended and Restated Loan Agreement”) is made and entered into as of the 21st day of June, 2005, by and between the Employee Stock Ownership Plan Trust of Hudson City Savings Bank (“Borrower”), a trust forming part of the Employee Stock Ownership Plan of Hudson City Savings Bank (“ESOP”), acting through and by its Trustee, GreatBanc Trust Company (“Trustee”), a trust corporation organized under the laws of the state of Illinois and having an office at 45 Rockefeller Plaza, Suite 2055, New York, New York, 10111-2000; and Hudson City Bancorp, Inc. (“Lender”), a corporation organized and existing under the laws of the state of Delaware, having an office at West 80 Century Road, Paramus, New Jersey 07652-1473.

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