0000950123-08-001264 Sample Contracts

JOINT FILING AGREEMENT
Joint Filing Agreement • February 7th, 2008 • RAM Holdings Ltd. • Surety insurance

Pursuant to Rule 13d-1(k)(1) promulgated pursuant to the Securities Exchange Act of 1934, as amended, the undersigned agree that the attached Schedule 13G/A is being filed on behalf of each of the undersigned with respect to the common shares, $0.10 par value per share, of RAM Holdings Ltd.

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