Exhibit IV JOINT FILING AGREEMENTJoint Filing Agreement • February 4th, 2009 • MP Thrift Investments L.P. • Savings institution, federally chartered
Contract Type FiledFebruary 4th, 2009 Company IndustryIn accordance with Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, each of the undersigned Reporting Persons hereby agrees to the joint filing, along with all other such Reporting Persons, on behalf of each of them of a statement on Schedule 13D (including amendments thereto) with respect to the Preferred Shares of the Issuer, and that this Agreement be included as an Exhibit to such joint filing. This Agreement may be executed in any number of counterparts, all of which taken together shall constitute one and the same instrument.