0000950123-09-041322 Sample Contracts

REPLACEMENT TERM A NOTE
Wintrust Financial Corp • September 4th, 2009 • State commercial banks

This Note evidences indebtedness incurred under the Credit Agreement dated as of November 1, 2005, as amended from time to time, between the Maker and the Bank, to which reference is hereby made for a statement of the tams and conditions under which the clue date of the Note or any payment thereon may be accelerated. The holder of this Note is entitled to all of the benefits provided for in the Credit Agreement.

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NINTH AMENDMENT TO LOAN AGREEMENT
Loan Agreement • September 4th, 2009 • Wintrust Financial Corp • State commercial banks • Illinois

THIS NINTH AMENDMENT TO CREDIT AGREEMENT dated as of August 31, 2009 (this “Amendment”), is entered into by and between WINTRUST FINANCIAL CORPORATION (the “Borrower”) and BANK OF AMERICA, N.A. successor by merger to LaSalle Bank National Association (in its individual capacity, “Lender”).

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