DATED NOVEMBER 2009 HCC INSURANCE HOLDINGS, INC. as Borrower BARCLAYS BANK PLC THE ROYAL BANK OF SCOTLAND PLC as Arranger THE ROYAL BANK OF SCOTLAND PLC as Agent and THE ROYAL BANK OF SCOTLAND PLC as Trustee $152,000,000 STANDBY LETTER OF CREDIT FACILITYHCC Insurance Holdings Inc/De/ • November 25th, 2009 • Fire, marine & casualty insurance
