FLAGSTAR BANCORP, INC. 110,000,000 Shares of Common Stock ($0.01 par value per share) 13,500,000 Shares of Mandatorily Convertible Non-Cumulative Perpetual Preferred Stock Series D ($0.01 par value per share) UNDERWRITING AGREEMENTUnderwriting Agreement • November 2nd, 2010 • Flagstar Bancorp Inc • Savings institution, federally chartered • New York
The illustrative ratios below assume the completion, as of September 30, 2010, of (i) the offering of Common Stock (assuming no exercise of the underwriter’s over-allotment option), after deducting underwriter’s discounts and commissions and estimated offering expenses, (ii) the offering of Convertible Preferred Stock (assuming no exercise of the underwriter’s over-allotment option), after deducting underwriter’s discounts and commissions and estimated
