0000950123-11-038094 Sample Contracts

PARTICIPATION AGREEMENT Among ANNUITY INVESTORS LIFE INSURANCE COMPANY, PIMCO VARIABLE INSURANCE TRUST, and PIMCO FUNDS DISTRIBUTORS LLC
Participation Agreement • April 22nd, 2011 • Annuity Investors Variable Account A • California

THIS AGREEMENT, made to be effective as of the 1st day of July, 2002, by and among Annuity Investors Life Insurance Company, (the “Company”), an Ohio life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), PIMCO Variable Insurance Trust (the “Fund”), a Delaware business trust, and PIMCO Funds Distributors LLC (the “Underwriter”), a Delaware limited liability company.

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FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 22nd, 2011 • Annuity Investors Variable Account A • New York

transfer, or exchange of Shares held through an account maintained by the Intermediary during the period covered by the request. Unless otherwise specifically requested by the Fund, the Intermediary shall only be required to provide information relating to Shareholder-Initiated Transfer Purchases or Shareholder-Initiated Transfer Redemptions.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 22nd, 2011 • Annuity Investors Variable Account A

The Participation Agreement (the “Agreement”), dated as of April 4, 2001, by and among AIM Variable Insurance Funds, Invesco Aim Distributors, Inc.; Annuity Investors Life Insurance Company, and Great American Advisors, Inc., is hereby amended as follows:

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 22nd, 2011 • Annuity Investors Variable Account A • New York

THIS AGREEMENT is executed as of February 23, 2011, and effective as of April 1, 2011, between BLACKROCK ADVISORS, LLC (“BAL”) and ANNUITY INVESTORS LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Ohio (the “Insurer”).

NOVATION OF AND AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 22nd, 2011 • Annuity Investors Variable Account A

THIS NOVATION OF AND AMENDMENT TO PARTICIPATION AGREEMENT made this 8 day of December, 2010, and effective as of the Effective Date (as defined below), by and among Allianz Global Investors Distributors LLC (“AGID”), PIMCO Investments LLC (“PI”), PIMCO Variable Insurance Trust (the “Fund”) and Annuity Investors Life Insurance Company (the “Company”).

AMENDMENT TO AGREEMENT Effective as of October 01, 2010
Amendment to Agreement • April 22nd, 2011 • Annuity Investors Variable Account A

Amendment to the December 08, 1995 Agreement (“Agreement”) among BLACKROCK ADVISORS, LLC (“BAL”) the investment advisor to the BlackRock Variable Series Funds, Inc. (“the Fund”), and ANNUITY INVESTORS LIFE INSURANCE COMPANY (“The Insurer”).

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