14,000,000 Shares First Niagara Financial Group, Inc. Fixed-to-Floating Rate Perpetual Non-Cumulative Preferred Stock, Series B Underwriting AgreementUnderwriting Agreement • December 14th, 2011 • First Niagara Financial Group Inc • National commercial banks • New York
Contract Type FiledDecember 14th, 2011 Company Industry JurisdictionThe issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by contacting Goldman, Sachs & Co. at 1-866-471-2526 or prospectus-ny@ny.email.gs.com, Merrill Lynch, Pierce, Fenner & Smith Incorporated at 1-800-294-1322 or dg.prospectus_requests@baml.com or Wells Fargo Securities, LLC at 1-800-326-5897 or cmclientsupport@wellsfargo.com.