FOURTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT Dated as of January 18, 2012 Among THE FINANCIAL INSTITUTIONS NAMED HEREIN as the Lenders and BANK OF AMERICA, N.A. as the Agent and REGIONAL MANAGEMENT CORP., REGIONAL FINANCE CORPORATION OF...Loan and Security Agreement • March 2nd, 2012 • Regional Management Corp. • Personal credit institutions • New York
This Fourth Amended and Restated Loan and Security Agreement (“Agreement”) is made and entered into as of January 18, 2012, among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”), Bank of America, N.A., a national banking association (“Bank of America”), having an address at 335 Madison Avenue, New York, New York 10017 (Fax: (212) 503-7340), as agent for the Lenders (in its capacity as agent, the “Agent”), and Regional Management Corp., a Delaware corporation, formerly known as Regional Management Corp., a South Carolina corporation (“Regional”), Regional Finance Corporation of South Carolina, a South Carolina corporation (“RFCSC”), Regional Finance Corporation of Georgia, a Georgia corporation (“RFCG”), Regional Finance Corporation of Texas, a Texas corporation (“RFCTX”), Regional Finance Corp
SHARES REGIONAL MANAGEMENT CORP. COMMON STOCK, PAR VALUE $0.10 PER SHARE UNDERWRITING AGREEMENTUnderwriting Agreement • March 2nd, 2012 • Regional Management Corp. • Personal credit institutions • New York
JEFFERIES & COMPANY, INC. As Representative of the several Underwriters c/o JEFFERIES & COMPANY, INC. 520 Madison Avenue New York, New York 10022
First Amendment and Extension to Senior Subordinated Loan and Security AgreementSenior Subordinated Loan and Security Agreement • March 2nd, 2012 • Regional Management Corp. • Personal credit institutions • New York
This First Amendment and Extension (this “Amendment”) dated January 18, 2012 to the Senior Subordinated Loan and Security Agreement (as hereafter defined) among REGIONAL MANAGEMENT CORP., a South Carolina corporation (“Regional”), REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA, a South Carolina corporation (“RFCSC”), REGIONAL FINANCE CORPORATION OF GEORGIA, a Georgia corporation (“RFCG”), REGIONAL FINANCE CORPORATION OF TEXAS, a Texas corporation (“RFCTX”), REGIONAL FINANCE CORPORATION OF NORTH CAROLINA, a North Carolina corporation (“RFCNC”), REGIONAL FINANCE CORPORATION OF ALABAMA, an Alabama corporation (“RFCA”) and REGIONAL FINANCE CORPORATION OF TENNESSEE, a Tennessee corporation (“RFCTN”; Regional, RFCSC, RFCG, RFCTX, RFCNC, RFCA and RFCTN are herein individually referred to as a “Borrower” and collectively referred to as the “Borrowers”), whose chief executive offices are located at 509 West Butler Road, Greenville, South Carolina 29607 (with a mailing address of Post Office Box
