0000950123-13-002452 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 23rd, 2013 • Riversource Variable Account 10 • Minnesota

THIS AGREEMENT, made and entered into as of April 29, 2013, is by and among VAN ECK VIP TRUST, an open-end management investment company organized as a Massachusetts business trust (the “Fund”), VAN ECK SECURITIES CORPORATION , a broker-dealer registered as such under the Securities Exchange Act of 1934, as amended (the “Underwriter”), and RIVERSOURCE LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the state of Minnesota (the “Company”), on its own behalf and on behalf of each separate account of the Company currently in existence or hereinafter created, as set forth on Schedule A hereto, as may be amended from time to time (each account hereinafter referred to individually as an “Account” and collectively as the “Accounts”).

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FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 23rd, 2013 • Riversource Variable Account 10 • Delaware

THIS AGREEMENT, made and entered into as of April 29, 2013, by and among Ivy Funds Variable Insurance Portfolios an open-end management investment company organized as a Delaware statutory trust (the “Ivy Funds VIP”), Waddell & Reed, Inc. (“W&R”), a broker-dealer registered as such under the Securities Exchange Act of 1934, as amended, and RIVERSOURCE LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the state of Minnesota (the “Company”), on its own behalf and on behalf of each separate account of the Company currently in existence or hereinafter created, as set forth on Schedule A hereto, as may be amended from time to time (each account hereinafter referred to individually as an “Account” and collectively as the “Accounts”).

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