1 EXHIBIT 99.3 FORM OF EXCHANGE AGENT AGREEMENT 2 FORM OF EXCHANGE AGENT AGREEMENT February , 1997 First Security Bank, N.A. Attention: Stock Transfer/Corporate Trust 5th Floor 61 South Main Street Salt Lake City, Utah 84111 Ladies and Gentlemen:...Exchange Agent Agreement • March 7th, 1997 • First Security Capital I • State commercial banks • Delaware
