0000950123-97-005411 Sample Contracts

1 EXHIBIT 10.16 TAPPAN ZEE FINANCIAL, INC. 1996 STOCK OPTION PLAN FOR OFFICERS AND EMPLOYEES INCENTIVE STOCK OPTION AGREEMENT
Incentive Stock Option Agreement • June 27th, 1997 • Tappan Zee Financial Inc • Savings institution, federally chartered • New York
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