EXHIBIT 10.4 CITIZENS FIRST BANCORP, INC. EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT ("Agreement") is made effective as of February 1, 2002, (the "Effective Time"), by and between Citizens First Bancorp, Inc. (the "Holding Company"), a corporation...Employment Agreement • July 1st, 2002 • Citizens First Bancorp Inc • Savings institutions, not federally chartered • Michigan
