0000950124-07-003440 Sample Contracts

2,000,000 Shares1 Vineyard National Bancorp

Equity Underwriting Agreement • June 26th, 2007 • Vineyard National Bancorp • National commercial banks • New York

• Contract Type
  Equity Underwriting Agreement
• Filed
  June 26th, 2007
• Company
  Vineyard National Bancorp
• Industry
  National commercial banks
• Jurisdiction
  New York

Vineyard National Bancorp, a California corporation (the “Issuer”), proposes to sell to you, the underwriter (the “Underwriter”) an aggregate of 2,000,000 shares of the 7.50% Series D Noncumulative Preferred Stock, no par value per share (the “Preferred Stock”), of the Issuer (the “Firm Securities”) having the terms described in the Final Prospectus (as hereinafter defined). The Issuer also proposes to sell at the Underwriter’s option an aggregate of up to 300,000 additional shares of the Issuer’s Preferred Stock (the “Option Securities”) as set forth below.