EXHIBIT 10.13 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement ("Agreement"), dated as of May 29, 1996, is between Goran Capital Inc., a Canadian federally chartered corporation ("Goran"), and Symons International Group, Inc., an...Registration Rights Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Indiana
2- 3 (iv) Benefits. You shall be entitled, at the expense of the Company, to participate in employee benefit and fringe benefit plans and programs (including life, health, disability and officer indemnity insurance and retirement plans) generally made...Employment Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Indiana
and -Trust Indenture • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Ontario
1 EXHIBIT 10.19 EMPLOYMENT AGREEMENT WHEREAS, Goran Capital Inc., and its subsidiaries (collectively, the "Company") considers it essential to its best interests and the best interests of its stockholders to foster the continuous employment of its key...Employment Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Indiana
1 EXHIBIT 10.14(2) LICENCE OF COMPUTER SOFTWARE THIS AGREEMENT is dated this 30 day of August, 1995. BETWEEN: TRITECH FINANCIAL SYSTEMS INC., a Corporation with a place of business at: 2 Eva Road, Suite 201 Etobicoke, Ontario M9C 2A8Licensing Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Indiana
2 TERM SHEET LENDER: Goran Capital Inc. BORROWER: Symons International Group, Inc. PRINCIPAL AMOUNT: $500,000.00 U.S. DATE OF LOAN: January 30, 1992 TERM: 41 months; Expiry June 30, 1995 INTEREST: 10% per annum; payable monthly in arrears; first...Loan Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance
1 EXHIBIT 10.27(3) AUTOMOBILE THIRD PARTY LIABILITY AND PHYSICAL DAMAGE QUOTA SHARE REINSURANCE CONTRACTQuota Share Reinsurance Contract • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance
1 EXHIBIT 10.15(2) THE PURCHASE or PROMISSORY NOTE AND ASSIGNMENT OF SECURITY AGREEMENT made as of the 30th day of September 1992 BY AND BETWEEN PAFCO GENERAL INSURANCE COMPANY, a corporation duly constituted pursuant to the laws of the State of...Purchase or Promissory Note and Assignment of Security Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Indiana
1 EXHIBIT 10.25 INSURANCE SERVICE AGREEMENT This Agreement is between Mutual Service Casualty Insurance Company, a Minnesota corporation (hereinafter called "MSI", and IGF Insurance Company, an Indiana corporation (hereinafter called "IGF"). WHEREAS,...Insurance Service Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Minnesota
1 EXHIBIT 10.27(4) MULTIPLE LINE QUOTA SHARE REINSURANCE CONTRACTMultiple Line Quota Share Reinsurance Contract • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance
1 EXHIBIT 10.15(4) SHARE PLEDGE AGREEMENT TO: PAFCO GENERAL INSURANCE COMPANY WHEREAS Pafco General Insurance Company, a corporation incorporated pursuant to the laws of the State of Indiana ("Pafco"), lent the sum of $1,700,000 U.S. to Cliffstan...Share Pledge Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Indiana
3 STANDARD REINSURANCE AGREEMENT (July 1, 1994) between theStandard Reinsurance Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance
EXHIBIT A AUTOMOBILE THIRD PARTY LIABILITY AND PHYSICAL DAMAGE QUOTA SHARE REINSURANCE CONTRACTAutomobile Third Party Liability and Physical Damage Quota Share Reinsurance Contract • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance
1 EXHIBIT 10.27(2) CROP HAIL QUOTA SHARE REINSURANCE CONTRACTCrop Hail Quota Share Reinsurance Contract • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance
3. As security for the obligations of Cliffstan to reimburse Gage North in the event that Gage North has paid Pafco General as set out in subparagraph 1(f) (which payment is also referred to in subparagraph 1(d)), Cliffstan hereby assigns, transfers...Loan Agreement • October 31st, 1996 • Symons International Group Inc • Fire, marine & casualty insurance • Indiana
